BUSINESS BANKING SERVICES

Sunrise Bank of San Diego can offer your business proven insight, fast decisions with no red tape and a wide scope of banking products. We take the time to understand your needs and your strengths so that we can customize a Business Banking package especially for you.

DEPOSIT ACCOUNTS

Business Checking

Economical account for unlimited check writing.

Analyzed Business Checking

Earnings credit is used to offset charges based on average collected balances.

Business Money Market

This is an interest-bearing account that allows easy access to your funds. We provide copies of checks with your statements. You are limited to 3 checks / 6 restricted transactions per month.

IOLTA (Lawyer's Trust Account)

This interest-bearing account is available to attorneys who hold client funds until a case is settled. The interest is forwarded to the California State Bar Foundation as required. Monthly statements with check images are provided.

Non-Profit Organization Accounts (501C3)

We are pleased to offer an interest-bearing checking account to qualifying non-profit organizations at no charge. Just provide us with a copy of your 501 C3 status and we will open your account.

HOA Accounts

We offer competitive, interest-bearing HOA operating and reserve accounts.

BUSINESS LOANS

Revolving Lines of Credit

Short Term Working Capital

Term Loans

• Real Estate
• Equipment Financing
• Long Term Working Capital

Real Estate Loans

Interim construction as well as permanent financing.

SBA 504 Loans

Our partnership with the Small Business Administration can help to finance owner occupied Commercial Real Estate.

• Purchase
• Construction
• Equipment

Equipment Leasing

Equipment Leasing provides many benefits, such as:

• 100% Tax Deductible**
• Preserves Capital and Credit Lines
• 100% Financing *

» More Information

Business Credit Cards

Pending credit approval, Visa credit cards are available for all your purchases. Click here to apply for a VISA online.

OTHER BANKING SERVICES

Merchant Bankcard Services*

With our Merchant Bankcard Service you can offer a full line of payment acceptance options designed specifically for your business. You can accept most major credit cards from your clients.

Courier Services

Since convenience can be a concern and "time is money," we can provide courier service on a daily, weekly or monthly basis. The small courier fee can be offset totally or in part by the earnings credit on your deposit account.

Bank By Mail

We have bank-by-mail envelopes available for your convenience. A receipt is sent back to you along with a stamped return envelope.

Wire Transfers (International or Domestic)

Wire transfer requests can be submitted via phone, fax or cash management and will be processed the same day before our 2:00 p.m. P.S.T. cut off.

Night Depository

You can make deposits any time of the day or night in the convenient and secure night depository located in our building.

24 Hour Telephone Banking

We always welcome your calls to any of our bank representatives. However, we also have a 24-hour telephone banking line available that provides account balances, transaction information, funds transfers and a fax of your account activity.

Internet Banking

Internet Banking is available, at no charge to account holders, which provides secured, password-protected access to detailed account information. This user-friendly service allows funds transfer among accounts. For more detailed information on Internet Banking, please refer to our online demonstration.

FREE Bill Payment via the Internet

Free Bill Pay is accessible while logged onto the Internet Banking, allowing account holders to pay either recurring or single bills via the Internet. Unlike many Bill Pay services, ours makes it possible to pay just about any company or individual in the United States. For more detailed information on Bill Pay, please refer to our online demonstration.